Do you know what your travel insurance covers you for?
Chances are you know it covers medical care, cancellation of your trip, computers, smart phones and stolen cash and you probably know there is cover for luggage and emergency evacuation and repatriation amongst many other common benefits?
But did you know your travel insurance policy from Easy Travel Insurance also has some unsung heroes that you may find surprising and very useful if things go wrong while you are travelling.
Going to the game?
Whether it's the World Cup in Russia or your niece's wedding interstate you are attending, it's reassuring to know that ticketed events such as sports, pre-paid concerts, courses, tuition, a wedding or conference are covered if the event is cancelled.
Home insurance excess cover
We all worry about family, pets and the other things we have to leave behind when we go away on holiday, so it's great to know that your home and contents insurance excess is covered if your usual place of residence in Australia is damaged or burgled during your trip and you make a claim against your home and contents insurance. That's one less thing to spoil your R&R.
Cruising is THE undisputed holiday hotspot with young and old alike, but injury or illness on a ship can be a real nightmare. But sleep easy because medical and dental is covered while you are overseas and while you are on board a cruise ship in Australian waters and of course we also cover you against cancellation fees and lost deposits if you cannot go on a shore excursion(s) because of an illness or injury.
Rental vehicle expenses
If you rent a vehicle as part of your travel plans the last thing you want is bill for car repairs or a whopping excess to pay if you are involved in an accident or the vehicle is stolen. That's why there is cover for rental vehicle insurance excess, or the cost of repairing the vehicle you have rented from a rental company and also for the cost of returning your rental vehicle to the nearest depot due to a claimable event in our travel plans.
Medical conditions covered for free
It's a fact of life that we all suffer from one ailment or another at some time, and that is why we include a whole range of pre existing medical conditions such as Allergies, Asthma, Diabetes, Epilepsy, Hip and Knee replacements, and Pregnancy and many others that are often covered without the need to lodge an application and many more that can be covered with a simple obligation free application process.
Travel documents including passports
Who hasn't panicked on the way to the airport or after a trip around a local market and you can't find your passport or credit cards? Well sadly for many, that panic is justified as it is all too common for these vital documents to be lost or stolen when you are on the road. Thankfully you are covered for the cost of reissuing or replacing your travel or personal documents, drivers licence, travellers’ cheques, passport, or debit or credit cards, after they have been stolen, accidentally lost or damaged during your trip.
Emergency travel expenses for a relative
Being alone on the other side of the world in your darkest hour can be a horrible, scary and traumatic situation to be in, so if you suffer a sudden life-threatening critical injury or illness during your trip you can request a friend or relative to come to you and we can cover accommodation and travel expenses.
Activities automatically covered
Rarely when we travel are we going to stay wrapped in cotton wool in a hotel room for 2 weeks...No! We want to experience life and be out in the world; after all, that is perhaps the main reason we travel. Don't stay indoors as volunteering, animal conservation, welfare and handling, battle re-enactment, river tubing, deep sea fishing, mountain biking including downhill, Kokoda trekking, small aircraft, ballooning, tandem gliding, hang gliding, ball sports, hiking, trekking or tramping, martial arts, sailing, clay pigeon shooting, skydiving, parachuting and zip lining are all covered, in fact most activities are automatically covered if they are not for reward or in a professional capacity.
Golf, surf or other sporting equipment
When you head off on a golfing holiday, a surf safari or a gentle ride around the Pyrenees you will want to take your own clubs to be sure your swing is the best it can be, your fastest board so you can make the most of that dream wave and your favourite cycle with the most comfortable seat, but you want to be sure these vital accessories are covered, so we include cover for your sporting equipment whilst you travel and if the included limit is not enough to cover your valuables you can purchase additional cover for specified items.
Loss of income
Nothing spoils a trip like going back to work after a blissful 2 weeks in the sun, but what if you can't go back because you were injured while travelling? You can claim for loss of income if you are unable to return to your usual place of employment due to an injury you suffer during your trip.
For a full list of benefits, terms and conditions please read our Product Disclosure Statement.
Limits, sub-limits, conditions and exclusions apply. Easy Travel Insurance is administered by Cover-More Insurance Services Pty Ltd (Cover-More) ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined Financial Services Guide and Product Disclosure Statement before deciding to buy this insurance. eReliance Pty Ltd (ABN 48 147 939 277 ) trading as Easy Travel Insurance will arrange for the issue of Easy Travel Insurance policies.