Before you weigh anchor & head for the high seas ...
Be sure that your travel insurance has the correct and most appropriate levels of cover.
Consider this....if you are taken ill or have an accident while aboard a cruise ship does your travel insurance cover this type of travel? Many policies specifically exclude cruising so if you are going to be cruising remember to select this as an option when you purchase your travel and remember kids under 21 years of age are also included free of charge when financially dependant on you for the duration of the trip.
Will you have to pay up front in the ships sick bay or hospital and try to claim your costs back? The cost for medical care on board ship can be a shock to the most seasoned cruise traveller but the sick bay administrator can talk direct to the assistance team 24/7 and gain approval for most scenarios without you needing to give your credit card a major work out to save your skin! Remember, Medicare and private health funds do not include cover for care on board ship.
If your situation is serious, will your insurer evacuate you from the ship and repatriate you, or will you have to sit the rest of the journey out on the nearest spot of dry land that has a hospital? Be sure your insurer can arrange for your medical or emergency evacuation form a cruise ship so you don't have to wait for the next port for treatment.
Limits, sub-limits, conditions and exclusions apply. Easy Travel Insurance is administered by Cover-More Insurance Services Pty Ltd (Cover-More) ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined Financial Services Guide and Product Disclosure Statement before deciding to buy this insurance. eReliance Pty Ltd (ABN 48 147 939 277 ) trading as Easy Travel Insurance will arrange for the issue of Easy Travel Insurance policies.