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Easy Travel Insurance

  • Get Active In NZ

    10 Sporting activities that should be on your New Zealand bucket list, all covered automatically with your Easy Travel Insurance travel cover.

    Posted on September 01, 2023

International Travel Insurance

If you are going on a trip, remember that travel insurance is very important, so when you are throwing your passport, tickets and money in your case why not pack Easy Travel Insurance too!?

You only have to open a newspaper, turn on a television or surf the net to hear of passengers being stranded due to natural disasters, bad weather, security issues, flight crews on strike, or even iconic airlines going into receivership. Whilst these risks are very real, just think how even a carrier misplacing your baggage could throw your travel plans into disarray leaving you with no change of clothes or toiletries.

When you travel consider protecting yourself and your trip in case things don’t go to plan. We offer two levels of cover for International travellers.

  • Comprehensive Care
  • Essentials Care

This same cover is also available to people taking a cruise and you must select the cruising cover option to be covered.

It is important to note that even in domestic Australian waters, you are not covered by Medicare and you may wish to buy a policy that will cover you in domestic or international waters. To secure cover for your Australian cruise you must select 'Domestic Cruise' as your major destination.

When selecting the travel cover that is right for you, investigating the inclusions, exclusions and benefits in any travel plan is very important, so you should take time to read the Product Disclosure Statement to identify the applicable terms, conditions and definitions.

With the right policy from Easy Travel Insurance you can get back to doing what you do best...travelling!

Comprehensive Care

This is our most comprehensive policy. It includes cover for overseas medical and dental expenses, cancellation and travel delays. It also provides cover for some of the adventure activities that might be included in your travel plans like bungee jumping, snorkelling, white water rafting, jet-skiing and hot-air ballooning.

You’ll have access to our expert medical team 24/7 should something go wrong, assistance with passport replacement, medical information and updates on any emergencies or natural disasters.

It is there to protect you and your holiday.

Benefit Benefit Level Benefit Description

Overseas medical expenses

 

Overseas dental expenses~

$Unlimited

 

$2,000

If you get sick or injured, we include cover for your overseas treatment costs, including overseas doctors, hospital, ambulance and medication.
Additional expenses $Unlimited

Cover is provided for unexpected travel costs including:

  • additional accommodation expenses
  • additional transport expenses
  • return of remains, or overseas funeral or cremation expenses
  • Return of rental vehicle
  • meals $75 per day - up to $500
  • pet cat or dog boarding $25 per day – up to $500
  • airport parking – up to $500
Amendment or Cancellation $You Choose^

Cover for trip amendments or cancellation if an unexpected event occurs, such as:

  • you’re sick or injured and can no longer travel
  • a relative in Australia is sick
your transport is disrupted due to a strike, riot or civil commotion
Luggage and travel documents $25,000

Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including:

  • phone or smart watch—up to $2,500
  • camera or video camera—up to $6,000
  • laptop computers—up to $5,000
  • tablet computers—up to $3,000
  • drone (with or without camera)—up to $1,500
  • artificial limb, removable dental appliance, dentures or medical device e.g., hearing aids, CPAP machine - $1,500
  • jewellery, watch or any other items—up to $1,500
Cash, bank or currency notes, postal or money orders - $250
Delayed luggage allowance $1,500 If your luggage is delayed for more than 12 hours, there’s cover to buy medication, clothes and toiletries whilst you’re overseas (sub-limits apply).
Rental car insurance excess $10,000 If your rental car is stolen or damaged there’s cover for the excess you’re required to pay.
Travel delay $3,000 If your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply).
Resumption of journey $5,000
Missed connections
$3,000
Hospital incidentals
$8,000
Hijacking
$8,000
Travel services provider insolvency
$10,000
Special events
$5,000

Disability

Accidental death

Loss of income

$30,000+

$30,000+

$45,000+

Personal liability $3,000,000

Essentials Care

If you do not need full coverage from a premium travel plan or your budget doesn’t cater for a comprehensive policy you can still protect yourself while you are overseas.

Our Essentials Care policy shares much of the great cover as the Comprehansive Care option including medical cover, but with lower levels of cover for other benefits such as luggage and rental vehicle excess cover for those who travel lighter.

BenefitBenefit LevelBenefit Description

Overseas medical expenses

 

Overseas dental expenses~

$Unlimited

 

$2,000

If you get sick or injured, we include cover for your overseas treatment costs, including overseas doctors, hospital, ambulance and medication.
Additional expenses $Unlimited

Cover is provided for unexpected travel costs including:

  • additional accommodation expenses
  • additional transport expenses
  • return of remains, or overseas funeral or cremation expenses
  • Return of rental vehicle
  • meals $75 per day - up to $500
  • pet cat or dog boarding $25 per day – up to $500
  • airport parking – up to $500
Amendment or Cancellation $You Choose^ Cover for trip amendments or cancellation if an unexpected event occurs, such as:
  • you’re sick or injured and can no longer travel
  • a relative in Australia is sick
  • your transport is disrupted due to a strike, riot or civil commotion
Luggage and travel documents $12,000

Cover is included (limit per item*) for lost, stolen or damaged personal belongings, including:

  • phone or smart watch—up to $1,000
  • camera or video camera—up to $4,000
  • laptop computers—up to $3,000
  • tablet computers—up to $3,000
  • drone (with or without camera)—up to $1,000
  • artificial limb, removable dental appliance, dentures or medical device e.g., hearing aids, CPAP machine - $1,000
  • jewellery, watch or any other items—up to $1,000
  • Cash, bank or currency notes, postal or money orders - $Nil
Delayed luggage allowance $1,000 If your luggage is delayed for more than 12 hours, there’s cover to buy medication, clothes and toiletries whilst you’re overseas (sub-limits apply).
Rental car insurance excess $5,000 If your rental car is stolen or damaged there’s cover for the excess you’re required to pay.
Travel delay $2,000 If your travel is delayed for at least 6 hours by an unexpected event outside your control, there’s cover for additional costs in accommodation (sub-limits apply).
Resumption of journey $3,000
Missed connections
$Nil
Hospital incidentals
$8,000
Hijacking
$5,000
Travel services provider insolvency
$Nil
Special events
$2,000

Disability

Accidental death

Loss of income

$25,000+

$25,000+

$30,000+

Personal liability $3,000,000

 

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^ The level of cover You choose applies per policy.

~ Cover will not exceed 12 months from onset of the illness, condition or injury.

* Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.

+ Maximum liability collectively is $45,000.

  • Get Active In NZ

    10 Sporting activities that should be on your New Zealand bucket list, all covered automatically with your Easy Travel Insurance travel cover.

    Posted on September 01, 2023
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Limits, sub-limits, conditions and exclusions apply. Easy Travel Insurance is administered by eReliance Pty Ltd (ABN 48 147 939 277), an Authorised Representative (AR 1267985), of Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined Financial Services Guide, Product Disclosure Statement and the Target Market Determination before deciding to buy this insurance. For more information on the Target Market and Target Market Determination for these products, contact Cover-More on 1300 72 88 22

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