The question on eveyones' lips...Do I need to buy travel insurance as my credit card offers free cover? Find out here...
If you are applying for an International Comprehensive travel plan or Annual Multi Trip travel plan you must tell us if you or anyone in your travelling party has a high risk existing medical condition or requires cover for any other existing medical condition other than those automatically covered.
If you are applying for an Australian Comprehensive travel plan you must tell us if you or anyone in your travelling party requires cover for an existing medical condition other than those automatically covered.
Travellers 80 years or over are required to complete the Existing Medical Condition application regardless of state of health.
If you do not tell us about an existing medical condition other than those automatically covered for you or anyone in your travelling party there is no cover for any existing medical condition. Existing Medical Conditions (EMC)
You can lodge an obligation free application for cover for high risk medical conditions online by completing the quote application for International Comprehensive, Annual Multi Trip and Australian Comprehensive travel plans.
You will be asked to enter your trip details, your name and date of birth, followed by your street address and email address.
After you have entered the trip and traveller details you will see a summary page of all travellers and you will have the option to select *Existing Medical Condition, 'Yes' or 'No' next to any of the travellers names listed. Selecting 'Yes' will open a new page where you will be asked to enter a little more information regarding the pre-existing medical condition and how it affects you.
When you have completed the online form the application will be automatically submitted and assessed by the medical underwriting team and you can expect to receive an emailed response to an online application within 24 hours during usual business periods.
If you are not comfortable completing the application on line you can contact Easy Travel Insurance and ask our representative for a Travellers Medical Appraisal Form and we can assist with completing your application. Over the phone applications can take longer to process so be sure to allow extra time for this method of securing cover for your pre-existing medical conditions.
If your application is approved you will be advised of any restrictions, conditions or excesses that may apply and you may be required to pay any additional premium.
An existing medical condition is-
a. any chronic or on-going (whether chronic or otherwise) medical or dental condition, illness or disease of which you were aware or should reasonably have been aware, or which is medically documented within the last 12 months or under investigation in the 12 months prior to the issue of the Certificate of Insurance; or
b. any physical, mental illness or medical condition (including pregnancy), defect, illness or disease of which you were aware or should reasonably have been aware, or for which treatment, medication, preventative medication, advice, preventative advice or investigation have been received or prescribed by a medical or dental adviser in the 60 days prior to the issue of the Certificate of Insurance and in the case of the Annual Multi Trip Travel Plan also within 30 days prior to booking any trip.
(Medical cover for high risk medical conditions is not available on the Budget, Inbound and Australian Cancellation plans or after departure)
You can download a Travellers Medical Appraisal Form or you can opt to electronically complete online when submitting your application for travel insurance - for assistance please contact us or call 1300 EASY T I - 1300 327 984
Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material contains general information only and may not suit your particular circumstances. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. eReliance Pty Ltd trading as Easy Travel Insurance, ABN 48 147 939 277 is an Authorised Representative 0012131 of QBE Insurance (Australia) Limited
*Qantas Frequent Flyer members can earn 1 Qantas Frequent Flyer point per $2 spent on eligible QBE Travel insurance products. (Terms and conditions apply)