Packing bags for travel poses many questions. Not least what to take and what not to take? Certainly the one thing you leave at home will, without doubt, be the very thing you will end up needing the most while away.
So why buy travel insurance? Whilst it is important to consider all your options and weigh up the costs of suitable travel insurance, it is equally important to compare the levels of cover, options, benefits and of course emergency assistance.
Chances are, you are reading this a long time after you have planned your trip either over the oceans or right here in Australia and insurance is an afterthought or you are still undecided about whether you need insurance at all. The short answer is – Taking out insurance for all travel is as important as organising the travel in the first place.
For business or pleasure, visiting family and friends or just working through the “Bucket list” if you plan to travel for one day or for a year and whatever your reason for travel, it is fair to say that if it is important enough for you to invest your precious time, significant costs and often a large slice of effort to make it all happen, it’s certainly important enough to protect your arrangements.
Your memories of sipping champers on the Seine or taking tea with the Maharaja all disappear very quickly when your airline looses your suitcase containing all your gifts and souvenirs, you miss a connection coming home, or a volcanic ash cloud forces your flight to be diverted.
Upon your return, the stories you usually tell your family and friends first are the disaster stories, but with Easy Travel Insurance you can have a happy ending. With the worldwide reach of QBE Insurance Australia, one of the largest and most widely experienced insurance companies, you can rest assured to be returned home safely with the minimum of fuss.
Points of consideration should certainly include single trip or multiple destinations, the ages of all travellers, specified items, removal or reduction of claims excess and existing medical conditions. All of these factors have a bearing on the price of premiums. Remember that saving a few dollars on travel insurance can cost dearly in the unfortunate event that you need to make a claim.
As you can see it is critical to ensure you have suitable levels of cover to meet your needs, and to be completely clear on what is, and what is not covered. Ensure your cover will extend to all destinations, activities, and eventualities that you will be exposed to. Be especially aware of the levels of cover offered for snow and extreme sports, cruising, rental vehicle excess, and any specialised equipment or specific items of value that you may be carrying.
Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material contains general information only and may not suit your particular circumstances. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. eReliance Pty Ltd trading as Easy Travel Insurance, ABN 48 147 939 277 is an Authorised Representative 0012131 of QBE Insurance (Australia) Limited
*Qantas Frequent Flyer members can earn 1 Qantas Frequent Flyer point per $2 spent on eligible QBE Travel insurance products. (Terms and conditions apply)